About Us

Golden Years Mortgage Solutions is a reverse mortgage approved FHA Lender and is authorized to process and complete reverse mortgage applications. The processing department is located in Torrance, CA with the underwriting and final approval being completed by one of HUD approved lenders. We offer service throughout the entire state of California.

Our agents and brokers collectively have over 60 years of experience in Reverse Mortgage Loans and general financial services, including managers who are industry pioneers with more than 12 years of reverse mortgage experience. The dedication of our team is evidenced in the number of referrals that come through our existing clients.

What’s Different About Golden Years Mortgage Solutions?

  1. Unlike other companies, we are happy to meet you in your home or at our office.
  2. We are committed to providing top quality service.
  3. We focus on your requirements and needs.
  4. We handle the reverse mortgage loan process from start to finish.
  5. We are specialists in California Reverse Mortgages. It’s all that we do.
  6. We meausre success in a whole new way Your way.

Many banks and other companies have one or a few reverse mortgage products availble to you. Their requiremetns are so stringetn that many poel get turned down. Many of our clietns were turned down somewhere else. Unlike the other companies, we are an independently licensed organization. Better yet, we have access to all of the reverse mortgage providers across the United States! So instead of going to one place like a bank, and they having only one solution, which you may not qualify for, we have access to ALL of the different programs. This makes a huge difference when it comes to the amount of money that you can get, the rate that you get, any associated costs, etc..

Also, all companies are not created equal. Many mortgage companies may claim that they can do reverse mortgages. Yet beware. Reverse mortgages are very different from the more common mortgages. If they are not very experienced, they can easily make mistakes that can cause you to get turned down, not get as much money as you would like, or even worse, get you into trouble with your home!

Your decision to have us work you is a safe, wise and secure decision for your future.